Mutuas (workplace mutual insurance companies) are non-profit associations of a business nature that co-operates with the Social Security in the management of different types of coverage, such as sick leave or temporary incapacity of employees.
The contribution base is the salary of reference that is used to calculate future benefits such as maternity/paternity, off-sick or pension, as well as the amount to contribute. It can be choose within certain limits.
A programme aimed at SMEs (Small and medium enterprise) and the self-employed, from the Ministry of Economic Affairs and Digital Transformation that accompanies you in your digital transformation process.